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BIRMINGHAM, AL – JANUARY 28, 2014:
Cal Morris, 37, manages Church Street Coffee & Books, a business he started in 2011 with the help of private investors. Morris brought home $36,000 in 2013 and would pay $700 per month for a Blue Cross Blue Shield health insurance plan to cover his wife and three kids. Yet despite having insurance he never went to the doctor for his severe psoriasis, because of the high deductible. “It was either take care of myself, or pay for my kid’s to go to school.” The Morris family changed plans in January 2014 to benefit from the ACA subsidies, and now pay about $200 per month with a $200 deductible. Under the Affordable Care Act, the expansion of Medicaid was intended to provide coverage for very-low-income people, but the decision by states to opt out of the expansion has left the poorest residents without assistance of any kind.
CREDIT: Bob Miller for The Wall Street Journal
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Cal Morris, 37, manages Church Street Coffee & Books, a business he started in 2011 with the help of private investors. Morris brought home $36,000 in 2013 and would pay $700 per month for a Blue Cross Blue Shield health insurance plan to cover his wife and three kids. Yet despite having insurance he never went to the doctor for his severe psoriasis, because of the high deductible. “It was either take care of myself, or pay for my kid’s to go to school.” The Morris family changed plans in January 2014 to benefit from the ACA subsidies, and now pay about $200 per month with a $200 deductible. Under the Affordable Care Act, the expansion of Medicaid was intended to provide coverage for very-low-income people, but the decision by states to opt out of the expansion has left the poorest residents without assistance of any kind.
CREDIT: Bob Miller for The Wall Street Journal
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- Copyright
- © Bob Miller 2014
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- 5212x3468 / 12.4MB
- Contained in galleries
- 1112 WSJ LEFTOUT

